Call reports 2020
KODABANK — 2020
What KODABANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 282,326,000 | 310,786,000 | 301,923,000 | 320,359,000 |
| Total loans | 221,140,000 | 236,582,000 | 232,006,000 | 218,062,000 |
| Allowance for loan losses | 2,926,000 | 2,898,000 | 2,834,000 | 3,190,000 |
| Securities available for sale | 38,024,000 | 36,309,000 | 36,223,000 | 35,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,844,000 | 263,624,000 | 252,998,000 | 275,242,000 |
| Interest-bearing deposits | 192,933,000 | 204,067,000 | 196,461,000 | 204,871,000 |
| Noninterest-bearing deposits | 43,911,000 | 59,557,000 | 56,537,000 | 70,371,000 |
| Equity capital | 38,327,000 | 40,067,000 | 41,766,000 | 40,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,397,000 | 6,722,000 | 9,979,000 | 13,549,000 |
| Interest expense | 536,000 | 1,037,000 | 1,514,000 | 1,927,000 |
| Net interest income | 2,861,000 | 5,685,000 | 8,465,000 | 11,622,000 |
| Noninterest income | 286,000 | 333,000 | 497,000 | 758,000 |
| Noninterest expense | 1,828,000 | 3,292,000 | 4,776,000 | 6,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 1,319,000 | 2,817,000 | 4,277,000 | 5,404,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 1,318,000 | 2,816,000 | 4,276,000 | 5,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,571,000 | 37,837,000 | 39,547,000 | 38,139,000 |