Call reports 2019
KODABANK — 2019
What KODABANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,525,000 | 147,996,000 | 148,920,000 | 154,617,000 |
| Total loans | 113,307,000 | 120,744,000 | 122,494,000 | 119,482,000 |
| Allowance for loan losses | 1,776,000 | 1,739,000 | 1,662,000 | 2,021,000 |
| Securities available for sale | 18,492,000 | 19,402,000 | 18,379,000 | 19,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,327,000 | 123,683,000 | 119,512,000 | 131,517,000 |
| Interest-bearing deposits | 98,336,000 | 95,657,000 | 94,998,000 | 102,481,000 |
| Noninterest-bearing deposits | 26,991,000 | 28,026,000 | 24,514,000 | 29,036,000 |
| Equity capital | 18,512,000 | 19,657,000 | 20,906,000 | 19,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,539,000 | 5,505,000 | 7,379,000 |
| Interest expense | 213,000 | 451,000 | 742,000 | 1,035,000 |
| Net interest income | 1,533,000 | 3,088,000 | 4,763,000 | 6,344,000 |
| Noninterest income | 130,000 | 260,000 | 396,000 | 521,000 |
| Noninterest expense | 717,000 | 1,447,000 | 2,080,000 | 2,943,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 946,000 | 1,901,000 | 3,079,000 | 3,422,000 |
| Income tax | 1,000 | 1,000 | 0 | 0 |
| Net income | 945,000 | 1,900,000 | 3,079,000 | 3,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,967,000 | 18,948,000 | 20,151,000 | 18,571,000 |
| Total capital | 19,402,000 | 20,442,000 | 21,813,000 | 20,101,000 |
| Risk-weighted assets | 114,475,000 | 119,246,000 | 149,993,000 | 121,945,000 |