Call reports 2018
KODABANK — 2018
What KODABANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 147,318,000 | 146,413,000 | 146,359,000 | 147,317,000 |
| Total loans | 111,425,000 | 116,489,000 | 118,750,000 | 116,240,000 |
| Allowance for loan losses | 1,768,000 | 1,648,000 | 1,675,000 | 1,824,000 |
| Securities available for sale | 19,229,000 | 20,517,000 | 19,908,000 | 19,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,135,000 | 127,685,000 | 120,459,000 | 129,229,000 |
| Interest-bearing deposits | 102,987,000 | 100,306,000 | 94,604,000 | 97,071,000 |
| Noninterest-bearing deposits | 26,148,000 | 27,379,000 | 25,855,000 | 32,158,000 |
| Equity capital | 17,674,000 | 18,189,000 | 18,754,000 | 17,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,249,000 | 5,031,000 | 6,795,000 |
| Interest expense | 168,000 | 355,000 | 569,000 | 786,000 |
| Net interest income | 1,408,000 | 2,894,000 | 4,462,000 | 6,009,000 |
| Noninterest income | 116,000 | 263,000 | 388,000 | 515,000 |
| Noninterest expense | 707,000 | 1,372,000 | 2,051,000 | 2,875,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 817,000 | 1,785,000 | 2,799,000 | 3,399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 817,000 | 1,785,000 | 2,799,000 | 3,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,189,000 | 17,783,000 | 18,491,000 | 16,997,000 |
| Total capital | 18,613,000 | 19,242,000 | 19,974,000 | 18,455,000 |
| Risk-weighted assets | 113,608,000 | 116,491,000 | 118,479,000 | 116,272,000 |