Call reports 2017
KODABANK — 2017
What KODABANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 142,028,000 | 144,810,000 | 147,175,000 | 149,642,000 |
| Total loans | 110,164,000 | 118,541,000 | 120,266,000 | 114,884,000 |
| Allowance for loan losses | 1,718,000 | 1,596,000 | 1,679,000 | 1,792,000 |
| Securities available for sale | 19,298,000 | 18,770,000 | 18,164,000 | 17,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,134,000 | 124,246,000 | 120,533,000 | 131,776,000 |
| Interest-bearing deposits | 102,889,000 | 100,021,000 | 97,115,000 | 100,298,000 |
| Noninterest-bearing deposits | 22,245,000 | 24,225,000 | 23,418,000 | 31,478,000 |
| Equity capital | 16,480,000 | 17,184,000 | 16,568,000 | 17,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 3,129,000 | 4,835,000 | 6,489,000 |
| Interest expense | 149,000 | 303,000 | 480,000 | 654,000 |
| Net interest income | 1,373,000 | 2,826,000 | 4,355,000 | 5,835,000 |
| Noninterest income | 126,000 | 222,000 | 421,000 | 538,000 |
| Noninterest expense | 699,000 | 1,333,000 | 2,025,000 | 2,756,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 300,000 |
| Pretax income | 800,000 | 1,715,000 | 2,601,000 | 3,349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 800,000 | 1,715,000 | 2,601,000 | 3,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,844,000 | 16,270,000 | 15,853,000 | 16,620,000 |
| Total capital | 17,229,000 | 17,716,000 | 17,325,000 | 18,069,000 |
| Risk-weighted assets | 110,433,000 | 115,492,000 | 117,521,000 | 115,588,000 |