Call reports 2016
KODABANK — 2016
What KODABANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 140,403,000 | 146,317,000 | 148,057,000 | 143,095,000 |
| Total loans | 111,738,000 | 118,228,000 | 118,834,000 | 110,774,000 |
| Allowance for loan losses | 1,388,000 | 1,386,000 | 1,354,000 | 1,748,000 |
| Securities available for sale | 18,781,000 | 18,002,000 | 17,646,000 | 17,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,134,000 | 118,145,000 | 120,567,000 | 126,851,000 |
| Interest-bearing deposits | 98,475,000 | 96,592,000 | 96,583,000 | 100,433,000 |
| Noninterest-bearing deposits | 21,659,000 | 21,553,000 | 23,984,000 | 26,418,000 |
| Equity capital | 16,115,000 | 16,892,000 | 17,412,000 | 15,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,096,000 | 4,755,000 | 6,362,000 |
| Interest expense | 142,000 | 285,000 | 446,000 | 601,000 |
| Net interest income | 1,386,000 | 2,811,000 | 4,309,000 | 5,761,000 |
| Noninterest income | 136,000 | 279,000 | 427,000 | 548,000 |
| Noninterest expense | 685,000 | 1,323,000 | 1,968,000 | 2,708,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 871,000 | 1,801,000 | 2,816,000 | 3,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 871,000 | 1,801,000 | 2,816,000 | 3,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,073,000 | 15,792,000 | 16,393,000 | 15,089,000 |
| Total capital | 16,461,000 | 17,178,000 | 17,747,000 | 16,484,000 |
| Risk-weighted assets | 112,043,000 | 115,710,000 | 117,155,000 | 111,242,000 |