Call reports 2015
KODABANK — 2015
What KODABANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,156,000 | 139,868,000 | 144,893,000 | 140,556,000 |
| Total loans | 99,684,000 | 105,922,000 | 111,182,000 | 109,128,000 |
| Allowance for loan losses | 1,114,000 | 1,214,000 | 1,087,000 | 1,387,000 |
| Securities available for sale | 16,982,000 | 16,135,000 | 15,104,000 | 12,852,000 |
| Securities held to maturity | 7,992,000 | 7,458,000 | 7,308,000 | 7,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,648,000 | 114,478,000 | 116,486,000 | 122,766,000 |
| Interest-bearing deposits | 94,903,000 | 93,910,000 | 95,735,000 | 96,299,000 |
| Noninterest-bearing deposits | 20,745,000 | 20,568,000 | 20,751,000 | 26,467,000 |
| Equity capital | 15,044,000 | 15,445,000 | 15,851,000 | 15,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,901,000 | 4,497,000 | 5,979,000 |
| Interest expense | 149,000 | 296,000 | 448,000 | 598,000 |
| Net interest income | 1,268,000 | 2,605,000 | 4,049,000 | 5,381,000 |
| Noninterest income | 106,000 | 223,000 | 350,000 | 523,000 |
| Noninterest expense | 632,000 | 1,253,000 | 1,876,000 | 2,571,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 500,000 |
| Pretax income | 742,000 | 1,426,000 | 2,374,000 | 2,846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 742,000 | 1,426,000 | 2,374,000 | 2,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,745,000 | 14,610,000 | 14,993,000 | 14,450,000 |
| Total capital | 14,859,000 | 15,824,000 | 16,080,000 | 15,830,000 |
| Risk-weighted assets | 104,399,000 | 107,011,000 | 112,694,000 | 110,408,000 |