Call reports 2014
KODABANK — 2014
What KODABANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 138,598,000 | 139,794,000 | 141,460,000 | 140,944,000 |
| Total loans | 91,601,000 | 96,759,000 | 99,457,000 | 98,425,000 |
| Allowance for loan losses | 1,113,000 | 1,095,000 | 1,058,000 | 1,119,000 |
| Securities available for sale | 23,048,000 | 22,075,000 | 20,037,000 | 17,931,000 |
| Securities held to maturity | 8,166,000 | 8,150,000 | 8,001,000 | 7,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,078,000 | 120,770,000 | 118,085,000 | 126,195,000 |
| Interest-bearing deposits | 101,171,000 | 99,798,000 | 97,802,000 | 97,440,000 |
| Noninterest-bearing deposits | 22,907,000 | 20,972,000 | 20,283,000 | 28,755,000 |
| Equity capital | 14,192,000 | 14,536,000 | 14,845,000 | 14,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,800,000 | 4,289,000 | 5,758,000 |
| Interest expense | 162,000 | 324,000 | 486,000 | 643,000 |
| Net interest income | 1,225,000 | 2,476,000 | 3,803,000 | 5,115,000 |
| Noninterest income | 102,000 | 219,000 | 342,000 | 447,000 |
| Noninterest expense | 650,000 | 1,287,000 | 1,929,000 | 2,632,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 650,000 |
| Pretax income | 377,000 | 1,108,000 | 1,916,000 | 2,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 1,108,000 | 1,916,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,339,000 | 13,594,000 | 13,897,000 | 13,414,000 |
| Total capital | 14,452,000 | 14,689,000 | 14,955,000 | 14,533,000 |
| Risk-weighted assets | 96,556,000 | 100,238,000 | 102,461,000 | 100,483,000 |