Call reports 2012
KODABANK — 2012
What KODABANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,733,000 | 122,639,000 | 124,834,000 | 138,284,000 |
| Total loans | 64,741,000 | 77,465,000 | 78,411,000 | 79,603,000 |
| Allowance for loan losses | 756,000 | 777,000 | 623,000 | 716,000 |
| Securities available for sale | 13,823,000 | 28,166,000 | 25,366,000 | 24,590,000 |
| Securities held to maturity | 3,717,000 | 3,991,000 | 4,668,000 | 5,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,752,000 | 108,719,000 | 109,346,000 | 124,052,000 |
| Interest-bearing deposits | 62,000,000 | 89,423,000 | 90,003,000 | 98,836,000 |
| Noninterest-bearing deposits | 14,752,000 | 19,296,000 | 19,343,000 | 25,216,000 |
| Equity capital | 9,991,000 | 13,329,000 | 13,775,000 | 13,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,109,000 | 2,308,000 | 3,694,000 | 5,020,000 |
| Interest expense | 188,000 | 384,000 | 598,000 | 791,000 |
| Net interest income | 921,000 | 1,924,000 | 3,096,000 | 4,229,000 |
| Noninterest income | 84,000 | 167,000 | 269,000 | 372,000 |
| Noninterest expense | 486,000 | 1,175,000 | 1,773,000 | 2,357,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 250,000 |
| Pretax income | 469,000 | 818,000 | 1,444,000 | 2,040,000 |
| Income tax | 31,000 | 55,000 | 100,000 | 142,000 |
| Net income | 438,000 | 763,000 | 1,344,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,027,000 | 12,252,000 | 12,534,000 | 12,438,000 |
| Total capital | 9,783,000 | 13,029,000 | 13,157,000 | 13,154,000 |
| Risk-weighted assets | 62,057,000 | 77,728,000 | 80,265,000 | 83,684,000 |