Call reports 2011
KODABANK — 2011
What KODABANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,346,000 | 82,840,000 | 85,076,000 | 87,507,000 |
| Total loans | 54,564,000 | 59,039,000 | 62,668,000 | 61,786,000 |
| Allowance for loan losses | 641,000 | 663,000 | 619,000 | 747,000 |
| Securities available for sale | 13,648,000 | 14,240,000 | 13,331,000 | 14,291,000 |
| Securities held to maturity | 3,200,000 | 3,329,000 | 3,331,000 | 3,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,836,000 | 68,612,000 | 67,187,000 | 76,644,000 |
| Interest-bearing deposits | 59,774,000 | 58,396,000 | 55,917,000 | 57,900,000 |
| Noninterest-bearing deposits | 11,062,000 | 10,216,000 | 11,270,000 | 18,744,000 |
| Equity capital | 9,025,000 | 9,485,000 | 9,863,000 | 9,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,081,000 | 3,213,000 | 4,323,000 |
| Interest expense | 220,000 | 429,000 | 634,000 | 835,000 |
| Net interest income | 798,000 | 1,652,000 | 2,579,000 | 3,488,000 |
| Noninterest income | 65,000 | 139,000 | 222,000 | 281,000 |
| Noninterest expense | 458,000 | 907,000 | 1,346,000 | 1,817,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 400,000 |
| Pretax income | 355,000 | 784,000 | 1,309,000 | 1,556,000 |
| Income tax | 16,000 | 51,000 | 91,000 | 108,000 |
| Net income | 339,000 | 733,000 | 1,218,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,181,000 | 8,475,000 | 8,860,000 | 8,590,000 |
| Total capital | 8,822,000 | 9,138,000 | 9,479,000 | 9,330,000 |
| Risk-weighted assets | 52,071,000 | 56,024,000 | 59,364,000 | 59,229,000 |