Call reports 2006
KODABANK — 2006
What KODABANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,001,000 | 39,463,000 | 40,454,000 | 41,479,000 |
| Total loans | 27,001,000 | 30,176,000 | 31,901,000 | 29,446,000 |
| Allowance for loan losses | 552,000 | 549,000 | 548,000 | 541,000 |
| Securities available for sale | 6,300,000 | 6,127,000 | 5,995,000 | 6,455,000 |
| Securities held to maturity | 746,000 | 706,000 | 706,000 | 766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,382,000 | 32,870,000 | 33,321,000 | 36,499,000 |
| Interest-bearing deposits | 29,755,000 | 29,334,000 | 29,581,000 | 31,797,000 |
| Noninterest-bearing deposits | 3,627,000 | 3,536,000 | 3,740,000 | 4,702,000 |
| Equity capital | 4,259,000 | 4,365,000 | 4,544,000 | 4,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,304,000 | 2,054,000 | 2,815,000 |
| Interest expense | 192,000 | 407,000 | 666,000 | 925,000 |
| Net interest income | 438,000 | 897,000 | 1,388,000 | 1,890,000 |
| Noninterest income | 45,000 | 91,000 | 138,000 | 184,000 |
| Noninterest expense | 206,000 | 406,000 | 614,000 | 845,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 277,000 | 582,000 | 912,000 | 1,229,000 |
| Income tax | 5,000 | 27,000 | 48,000 | 72,000 |
| Net income | 272,000 | 555,000 | 864,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,379,000 | 4,498,000 | 4,627,000 | 4,587,000 |
| Total capital | 4,703,000 | 4,831,000 | 4,978,000 | 4,925,000 |
| Risk-weighted assets | 25,649,000 | 26,393,000 | 27,888,000 | 26,808,000 |