Call reports 2001
KODABANK — 2001
What KODABANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,199,000 | 33,433,000 | 33,145,000 | 33,974,000 |
| Total loans | 23,190,000 | 24,243,000 | 23,934,000 | 22,124,000 |
| Allowance for loan losses | 630,000 | 643,000 | 652,000 | 665,000 |
| Securities available for sale | 5,131,000 | 5,713,000 | 5,049,000 | 5,898,000 |
| Securities held to maturity | 368,000 | 615,000 | 611,000 | 589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,840,000 | 28,238,000 | 28,561,000 | 29,604,000 |
| Interest-bearing deposits | 26,379,000 | 25,700,000 | 25,695,000 | 26,269,000 |
| Noninterest-bearing deposits | 2,461,000 | 2,538,000 | 2,866,000 | 3,335,000 |
| Equity capital | 3,755,000 | 3,928,000 | 3,886,000 | 3,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,438,000 | 2,130,000 | 2,740,000 |
| Interest expense | 324,000 | 638,000 | 944,000 | 1,227,000 |
| Net interest income | 406,000 | 800,000 | 1,186,000 | 1,513,000 |
| Noninterest income | 32,000 | 71,000 | 117,000 | 185,000 |
| Noninterest expense | 185,000 | 353,000 | 537,000 | 711,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 263,000 | 516,000 | 753,000 | 962,000 |
| Income tax | 97,000 | 188,000 | 282,000 | 350,000 |
| Net income | 166,000 | 328,000 | 471,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,713,000 | 3,875,000 | 3,817,000 | 3,748,000 |
| Total capital | 3,973,000 | 4,145,000 | 4,084,000 | 4,004,000 |
| Risk-weighted assets | 20,430,000 | 21,209,000 | 21,006,000 | 20,050,000 |