Call reports 2026
BAC COMMUNITY BANK — 2026
What BAC COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 780,102,000 | 761,910,000 |
| Total loans | 476,531,000 | 458,635,000 |
| Allowance for loan losses | 6,863,000 | 6,861,000 |
| Securities available for sale | 21,467,000 | 24,166,000 |
| Securities held to maturity | 214,652,000 | 212,012,000 |
| Trading assets | 0 | 0 |
| Total deposits | 684,849,000 | 672,953,000 |
| Interest-bearing deposits | 423,755,000 | 412,199,000 |
| Noninterest-bearing deposits | 261,094,000 | 260,754,000 |
| Equity capital | 75,719,000 | 75,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,949,000 | 16,190,000 |
| Interest expense | 1,692,000 | 3,271,000 |
| Net interest income | 6,257,000 | 12,919,000 |
| Noninterest income | 611,000 | 1,228,000 |
| Noninterest expense | 5,212,000 | 10,654,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,421,000 | 3,098,000 |
| Income tax | 54,000 | 95,000 |
| Net income | 1,367,000 | 3,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 89,369,000 | 88,229,000 |
| Total capital | 96,278,000 | 94,877,000 |
| Risk-weighted assets | 552,618,000 | 531,459,000 |