Call reports 2021
BAC COMMUNITY BANK — 2021
What BAC COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 803,456,000 | 801,127,000 | 809,920,000 | 847,355,000 |
| Total loans | 505,071,000 | 476,123,000 | 431,318,000 | 417,447,000 |
| Allowance for loan losses | 6,704,000 | 6,713,000 | 6,799,000 | 6,774,000 |
| Securities available for sale | 203,613,000 | 265,691,000 | 305,393,000 | 376,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,500,000 | 715,400,000 | 724,727,000 | 761,828,000 |
| Interest-bearing deposits | 415,500,000 | 416,418,000 | 418,228,000 | 460,204,000 |
| Noninterest-bearing deposits | 299,000,000 | 298,982,000 | 306,499,000 | 301,624,000 |
| Equity capital | 77,089,000 | 78,979,000 | 77,847,000 | 78,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,591,000 | 12,844,000 | 19,060,000 | 25,012,000 |
| Interest expense | 223,000 | 434,000 | 648,000 | 863,000 |
| Net interest income | 6,368,000 | 12,410,000 | 18,412,000 | 24,149,000 |
| Noninterest income | 510,000 | 1,074,000 | 1,621,000 | 2,203,000 |
| Noninterest expense | 4,378,000 | 9,131,000 | 13,974,000 | 19,056,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,500,000 | 4,364,000 | 6,110,000 | 7,427,000 |
| Income tax | 83,000 | 154,000 | 216,000 | 260,000 |
| Net income | 2,417,000 | 4,210,000 | 5,894,000 | 7,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,538,000 | 74,883,000 | 76,005,000 | 77,199,000 |