Call reports 2019
BAC COMMUNITY BANK — 2019
What BAC COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 644,776,000 | 633,351,000 | 644,987,000 | 625,024,000 |
| Total loans | 433,791,000 | 449,049,000 | 450,407,000 | 451,265,000 |
| Allowance for loan losses | 6,139,000 | 6,137,000 | 6,140,000 | 5,989,000 |
| Securities available for sale | 152,637,000 | 145,096,000 | 138,016,000 | 132,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,479,000 | 560,292,000 | 569,704,000 | 549,317,000 |
| Interest-bearing deposits | 355,188,000 | 339,405,000 | 343,054,000 | 329,130,000 |
| Noninterest-bearing deposits | 219,291,000 | 220,887,000 | 226,650,000 | 220,187,000 |
| Equity capital | 64,708,000 | 66,733,000 | 69,163,000 | 69,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,164,000 | 12,478,000 | 18,836,000 | 25,007,000 |
| Interest expense | 187,000 | 374,000 | 579,000 | 780,000 |
| Net interest income | 5,977,000 | 12,104,000 | 18,257,000 | 24,227,000 |
| Noninterest income | 631,000 | 1,256,000 | 1,840,000 | 2,413,000 |
| Noninterest expense | 4,413,000 | 8,748,000 | 13,113,000 | 17,563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,203,000 | 4,602,000 | 6,942,000 | 9,046,000 |
| Income tax | 77,000 | 162,000 | 243,000 | 316,000 |
| Net income | 2,126,000 | 4,440,000 | 6,699,000 | 8,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,672,000 | 64,909,000 | 66,557,000 | 67,523,000 |
| Total capital | 70,666,000 | 71,085,000 | 72,761,000 | 73,675,000 |
| Risk-weighted assets | 479,265,000 | 493,961,000 | 496,270,000 | 492,157,000 |