Call reports 2018
BAC COMMUNITY BANK — 2018
What BAC COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 625,570,000 | 625,351,000 | 668,028,000 | 636,243,000 |
| Total loans | 403,341,000 | 429,569,000 | 433,032,000 | 428,048,000 |
| Allowance for loan losses | 6,135,000 | 6,045,000 | 6,137,000 | 6,141,000 |
| Securities available for sale | 168,068,000 | 150,786,000 | 150,335,000 | 161,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,216,000 | 548,213,000 | 605,408,000 | 562,931,000 |
| Interest-bearing deposits | 354,202,000 | 344,997,000 | 376,742,000 | 348,378,000 |
| Noninterest-bearing deposits | 210,014,000 | 203,216,000 | 228,666,000 | 214,553,000 |
| Equity capital | 56,520,000 | 57,084,000 | 57,038,000 | 61,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,436,000 | 11,137,000 | 17,359,000 | 23,751,000 |
| Interest expense | 199,000 | 406,000 | 548,000 | 757,000 |
| Net interest income | 5,237,000 | 10,731,000 | 16,811,000 | 22,994,000 |
| Noninterest income | 600,000 | 1,176,000 | 1,737,000 | 2,344,000 |
| Noninterest expense | 4,177,000 | 8,479,000 | 12,865,000 | 17,406,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,566,000 | 3,353,000 | 5,608,000 | 7,857,000 |
| Income tax | 45,000 | 100,000 | 180,000 | 275,000 |
| Net income | 1,521,000 | 3,253,000 | 5,428,000 | 7,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,866,000 | 60,038,000 | 61,106,000 | 63,259,000 |
| Total capital | 64,581,000 | 66,026,000 | 67,158,000 | 69,263,000 |
| Risk-weighted assets | 456,603,000 | 478,815,000 | 483,916,000 | 480,053,000 |