Call reports 2011
BAC COMMUNITY BANK — 2011
What BAC COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 470,719,000 | 474,232,000 | 463,428,000 | 469,390,000 |
| Total loans | 354,732,000 | 347,998,000 | 341,429,000 | 334,671,000 |
| Allowance for loan losses | 4,161,000 | 3,431,000 | 3,818,000 | 4,501,000 |
| Securities available for sale | 64,542,000 | 65,376,000 | 73,891,000 | 78,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,153,000 | 407,166,000 | 397,975,000 | 403,631,000 |
| Interest-bearing deposits | 285,967,000 | 285,239,000 | 269,130,000 | 274,022,000 |
| Noninterest-bearing deposits | 118,186,000 | 121,927,000 | 128,845,000 | 129,609,000 |
| Equity capital | 47,491,000 | 47,747,000 | 46,725,000 | 47,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,722,000 | 11,450,000 | 17,064,000 | 22,454,000 |
| Interest expense | 510,000 | 997,000 | 1,452,000 | 1,870,000 |
| Net interest income | 5,212,000 | 10,453,000 | 15,612,000 | 20,584,000 |
| Noninterest income | 704,000 | 1,254,000 | 1,776,000 | 2,427,000 |
| Noninterest expense | 4,258,000 | 8,162,000 | 11,638,000 | 15,327,000 |
| Provision for loan losses | 418,000 | 1,125,000 | 4,489,000 | 6,239,000 |
| Pretax income | 1,240,000 | 2,415,000 | 1,256,000 | 1,762,000 |
| Income tax | 20,000 | 37,000 | 38,000 | 38,000 |
| Net income | 1,220,000 | 2,378,000 | 1,218,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,080,000 | 45,866,000 | 44,255,000 | 44,799,000 |
| Total capital | 50,338,000 | 49,394,000 | 48,171,000 | 49,377,000 |
| Risk-weighted assets | 383,684,000 | 377,925,000 | 373,128,000 | 366,222,000 |