Call report 2008Q4
BAC COMMUNITY BANK — 2008Q4
The 22 measures BAC COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 431,375,000 | USD | evidence → |
| Total loans | 343,986,000 | USD | evidence → |
| Allowance for loan losses | 3,471,000 | USD | evidence → |
| Securities available for sale | 46,818,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 358,346,000 | USD | evidence → |
| Interest-bearing deposits | 243,474,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,872,000 | USD | evidence → |
| Equity capital | 41,199,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,798,000 | USD | evidence → |
| Interest expense | 4,722,000 | USD | evidence → |
| Net interest income | 19,076,000 | USD | evidence → |
| Noninterest income | 3,473,000 | USD | evidence → |
| Noninterest expense | 14,928,000 | USD | evidence → |
| Provision for loan losses | 824,000 | USD | evidence → |
| Pretax income | 6,912,000 | USD | evidence → |
| Income tax | 237,000 | USD | evidence → |
| Net income | 6,675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,234,000 | USD | evidence → |
| Total capital | 43,755,000 | USD | evidence → |
| Risk-weighted assets | 377,104,000 | USD | evidence → |