Call reports 2002
BAC COMMUNITY BANK — 2002
What BAC COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 218,286,000 | 255,641,000 | 277,451,000 | 278,460,000 |
| Total loans | 120,256,000 | 127,081,000 | 127,945,000 | 132,390,000 |
| Allowance for loan losses | 1,685,000 | 1,691,000 | 1,697,000 | 1,752,000 |
| Securities available for sale | 67,896,000 | 85,402,000 | 107,123,000 | 109,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,518,000 | 235,211,000 | 255,169,000 | 255,705,000 |
| Interest-bearing deposits | 130,739,000 | 156,026,000 | 170,704,000 | 164,712,000 |
| Noninterest-bearing deposits | 68,779,000 | 79,185,000 | 84,465,000 | 90,993,000 |
| Equity capital | 17,325,000 | 18,235,000 | 19,863,000 | 20,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,011,000 | 6,166,000 | 9,741,000 | 13,297,000 |
| Interest expense | 522,000 | 1,037,000 | 1,622,000 | 2,176,000 |
| Net interest income | 2,489,000 | 5,129,000 | 8,119,000 | 11,121,000 |
| Noninterest income | 379,000 | 771,000 | 1,248,000 | 1,751,000 |
| Noninterest expense | 1,840,000 | 3,836,000 | 6,210,000 | 8,592,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,028,000 | 2,068,000 | 3,162,000 | 4,285,000 |
| Income tax | 393,000 | 794,000 | 1,207,000 | 1,609,000 |
| Net income | 635,000 | 1,274,000 | 1,955,000 | 2,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,932,000 | 16,228,000 | 16,581,000 | 17,257,000 |
| Total capital | 18,617,000 | 17,919,000 | 18,278,000 | 19,009,000 |
| Risk-weighted assets | 147,063,000 | 165,215,000 | 169,507,000 | 174,346,000 |