Call reports 2001
BAC COMMUNITY BANK — 2001
What BAC COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 190,355,000 | 196,499,000 | 203,292,000 | 209,964,000 |
| Total loans | 108,734,000 | 110,337,000 | 111,835,000 | 118,130,000 |
| Allowance for loan losses | 1,195,000 | 1,133,000 | 1,374,000 | 1,671,000 |
| Securities available for sale | 45,792,000 | 56,073,000 | 58,990,000 | 66,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,855,000 | 177,498,000 | 185,479,000 | 192,235,000 |
| Interest-bearing deposits | 118,052,000 | 117,597,000 | 122,657,000 | 124,900,000 |
| Noninterest-bearing deposits | 54,803,000 | 59,901,000 | 62,822,000 | 67,335,000 |
| Equity capital | 13,237,000 | 14,183,000 | 16,611,000 | 16,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,290,000 | 6,523,000 | 9,774,000 | 13,019,000 |
| Interest expense | 1,140,000 | 2,199,000 | 3,146,000 | 3,845,000 |
| Net interest income | 2,150,000 | 4,324,000 | 6,628,000 | 9,174,000 |
| Noninterest income | 340,000 | 1,669,000 | 2,015,000 | 2,415,000 |
| Noninterest expense | 1,741,000 | 3,511,000 | 5,332,000 | 7,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 835,000 | 2,621,000 | 3,450,000 | 4,454,000 |
| Income tax | 320,000 | 1,035,000 | 1,330,000 | 1,710,000 |
| Net income | 515,000 | 1,586,000 | 2,120,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,780,000 | 13,849,000 | 15,803,000 | 16,382,000 |
| Total capital | 16,975,000 | 17,982,000 | 17,177,000 | 18,053,000 |
| Risk-weighted assets | 136,205,000 | 136,692,000 | 137,405,000 | 144,388,000 |