Call reports 2004
FIRST REPUBLIC BANK — 2004
What FIRST REPUBLIC BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 6,290,740,000 | 6,831,031,000 | 7,129,811,000 | 7,450,279,000 |
| Total loans | 5,053,380,000 | 5,536,154,000 | 5,826,009,000 | 6,104,038,000 |
| Allowance for loan losses | 32,399,000 | 33,939,000 | 34,519,000 | 35,674,000 |
| Securities available for sale | 718,718,000 | 667,326,000 | 556,819,000 | 524,306,000 |
| Securities held to maturity | 127,397,000 | 217,560,000 | 298,360,000 | 342,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,733,747,000 | 4,901,215,000 | 5,182,256,000 | 5,664,239,000 |
| Interest-bearing deposits | 4,194,117,000 | 4,252,129,000 | 4,467,451,000 | 4,839,888,000 |
| Noninterest-bearing deposits | 539,630,000 | 649,086,000 | 714,805,000 | 824,351,000 |
| Equity capital | 407,896,000 | 417,976,000 | 442,259,000 | 453,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 65,579,000 | 135,611,000 | 211,064,000 | 294,418,000 |
| Interest expense | 18,653,000 | 38,156,000 | 60,730,000 | 87,758,000 |
| Net interest income | 46,926,000 | 97,455,000 | 150,334,000 | 206,660,000 |
| Noninterest income | 13,845,000 | 26,453,000 | 40,306,000 | 58,304,000 |
| Noninterest expense | 44,367,000 | 87,408,000 | 133,793,000 | 186,027,000 |
| Provision for loan losses | 1,000,000 | 3,000,000 | 4,000,000 | 5,000,000 |
| Pretax income | 15,425,000 | 33,333,000 | 52,034,000 | 72,997,000 |
| Income tax | 5,554,000 | 12,101,000 | 18,732,000 | 26,498,000 |
| Net income | 9,871,000 | 21,232,000 | 33,302,000 | 46,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 450,852,000 | 464,615,000 | 483,584,000 | 499,324,000 |
| Total capital | 582,992,000 | 594,804,000 | 609,611,000 | 622,605,000 |
| Risk-weighted assets | 4,052,782,000 | 4,406,205,000 | 4,607,383,000 | 4,898,080,000 |