Call reports 2026
BANK OF YAZOO CITY — 2026
What BANK OF YAZOO CITY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 326,097,000 | 318,228,000 |
| Total loans | 168,511,000 | 183,519,000 |
| Allowance for loan losses | 1,900,000 | 1,910,000 |
| Securities available for sale | 114,428,000 | 109,880,000 |
| Securities held to maturity | 2,269,000 | 2,269,000 |
| Trading assets | 0 | 0 |
| Total deposits | 290,387,000 | 280,741,000 |
| Interest-bearing deposits | 210,030,000 | 202,925,000 |
| Noninterest-bearing deposits | 80,357,000 | 77,816,000 |
| Equity capital | 34,045,000 | 34,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,380,000 | 7,019,000 |
| Interest expense | 950,000 | 1,917,000 |
| Net interest income | 2,430,000 | 5,102,000 |
| Noninterest income | 574,000 | 1,169,000 |
| Noninterest expense | 2,132,000 | 4,119,000 |
| Provision for loan losses | -8,000 | 12,000 |
| Pretax income | 792,000 | 1,977,000 |
| Income tax | 156,000 | 412,000 |
| Net income | 636,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,033,000 | 38,995,000 |