Call reports 2024
BANK OF YAZOO CITY — 2024
What BANK OF YAZOO CITY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 330,957,000 | 306,196,000 | 308,668,000 | 306,800,000 |
| Total loans | 144,495,000 | 150,963,000 | 158,822,000 | 157,327,000 |
| Allowance for loan losses | 1,737,000 | 1,763,000 | 1,796,000 | 1,744,000 |
| Securities available for sale | 122,648,000 | 125,755,000 | 121,447,000 | 118,746,000 |
| Securities held to maturity | 2,651,000 | 2,651,000 | 2,361,000 | 2,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,920,000 | 267,233,000 | 274,532,000 | 275,246,000 |
| Interest-bearing deposits | 208,939,000 | 196,992,000 | 202,107,000 | 202,493,000 |
| Noninterest-bearing deposits | 76,981,000 | 70,241,000 | 72,425,000 | 72,753,000 |
| Equity capital | 26,398,000 | 27,400,000 | 30,270,000 | 29,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,907,000 | 5,796,000 | 8,677,000 | 11,643,000 |
| Interest expense | 1,291,000 | 2,526,000 | 3,800,000 | 5,062,000 |
| Net interest income | 1,616,000 | 3,270,000 | 4,877,000 | 6,581,000 |
| Noninterest income | 589,000 | 1,166,000 | 1,762,000 | 2,693,000 |
| Noninterest expense | 1,726,000 | 3,543,000 | 5,341,000 | 7,044,000 |
| Provision for loan losses | 0 | 40,000 | 100,000 | 60,000 |
| Pretax income | 479,000 | 853,000 | 1,198,000 | 2,060,000 |
| Income tax | 50,000 | 91,000 | 128,000 | 295,000 |
| Net income | 429,000 | 762,000 | 1,070,000 | 1,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,652,000 | 35,678,000 | 35,986,000 | 36,024,000 |