Call reports 2023
BANK OF YAZOO CITY — 2023
What BANK OF YAZOO CITY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 326,868,000 | 321,012,000 | 315,195,000 | 319,272,000 |
| Total loans | 157,704,000 | 159,414,000 | 151,732,000 | 150,053,000 |
| Allowance for loan losses | 1,683,000 | 1,740,000 | 1,793,000 | 1,746,000 |
| Securities available for sale | 135,522,000 | 130,097,000 | 127,106,000 | 128,059,000 |
| Securities held to maturity | 2,737,000 | 2,737,000 | 2,651,000 | 2,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,110,000 | 275,003,000 | 273,723,000 | 274,094,000 |
| Interest-bearing deposits | 207,928,000 | 202,899,000 | 203,368,000 | 196,556,000 |
| Noninterest-bearing deposits | 74,182,000 | 72,104,000 | 70,355,000 | 77,538,000 |
| Equity capital | 24,639,000 | 23,967,000 | 23,365,000 | 26,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 5,075,000 | 7,748,000 | 10,507,000 |
| Interest expense | 583,000 | 1,402,000 | 2,541,000 | 3,759,000 |
| Net interest income | 1,874,000 | 3,673,000 | 5,207,000 | 6,748,000 |
| Noninterest income | 617,000 | 1,188,000 | 1,783,000 | 2,399,000 |
| Noninterest expense | 1,694,000 | 3,458,000 | 5,299,000 | 7,052,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 210,000 |
| Pretax income | 767,000 | 1,313,000 | 1,541,000 | 1,885,000 |
| Income tax | 136,000 | 205,000 | 214,000 | 242,000 |
| Net income | 631,000 | 1,108,000 | 1,327,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,575,000 | 35,052,000 | 35,270,000 | 34,916,000 |