Call reports 2022
BANK OF YAZOO CITY — 2022
What BANK OF YAZOO CITY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 316,986,000 | 312,056,000 | 307,757,000 | 317,943,000 |
| Total loans | 143,367,000 | 141,203,000 | 139,241,000 | 151,156,000 |
| Allowance for loan losses | 1,579,000 | 1,606,000 | 1,621,000 | 1,652,000 |
| Securities available for sale | 136,180,000 | 137,926,000 | 137,891,000 | 135,563,000 |
| Securities held to maturity | 2,996,000 | 2,996,000 | 2,737,000 | 2,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,891,000 | 286,289,000 | 277,466,000 | 263,874,000 |
| Interest-bearing deposits | 215,460,000 | 217,886,000 | 77,470,000 | 186,435,000 |
| Noninterest-bearing deposits | 73,431,000 | 68,403,000 | 199,996,000 | 77,439,000 |
| Equity capital | 26,385,000 | 24,019,000 | 21,705,000 | 22,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 4,068,000 | 6,233,000 | 8,486,000 |
| Interest expense | 164,000 | 328,000 | 491,000 | 769,000 |
| Net interest income | 1,840,000 | 3,740,000 | 5,742,000 | 7,717,000 |
| Noninterest income | 698,000 | 1,249,000 | 1,898,000 | 2,474,000 |
| Noninterest expense | 1,657,000 | 3,048,000 | 4,815,000 | 6,780,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 851,000 | 1,882,000 | 2,736,000 | 3,292,000 |
| Income tax | 161,000 | 416,000 | 599,000 | 604,000 |
| Net income | 690,000 | 1,466,000 | 2,137,000 | 2,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,821,000 | 33,599,000 | 34,268,000 | 33,943,000 |