Call reports 2021
BANK OF YAZOO CITY — 2021
What BANK OF YAZOO CITY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 302,917,000 | 299,277,000 | 304,883,000 | 307,217,000 |
| Total loans | 150,393,000 | 147,113,000 | 141,932,000 | 141,070,000 |
| Allowance for loan losses | 1,313,000 | 1,444,000 | 1,528,000 | 1,551,000 |
| Securities available for sale | 117,424,000 | 124,706,000 | 135,621,000 | 134,503,000 |
| Securities held to maturity | 3,635,000 | 3,292,000 | 2,996,000 | 2,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,589,000 | 264,771,000 | 267,659,000 | 274,493,000 |
| Interest-bearing deposits | 205,810,000 | 205,889,000 | 205,911,000 | 204,589,000 |
| Noninterest-bearing deposits | 64,779,000 | 58,882,000 | 61,748,000 | 69,904,000 |
| Equity capital | 29,842,000 | 30,610,000 | 31,408,000 | 30,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,039,000 | 4,311,000 | 6,700,000 | 8,893,000 |
| Interest expense | 191,000 | 368,000 | 534,000 | 687,000 |
| Net interest income | 1,848,000 | 3,943,000 | 6,166,000 | 8,206,000 |
| Noninterest income | 479,000 | 995,000 | 1,473,000 | 2,001,000 |
| Noninterest expense | 1,763,000 | 3,492,000 | 5,256,000 | 6,997,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 300,000 |
| Pretax income | 474,000 | 1,266,000 | 2,219,000 | 3,016,000 |
| Income tax | 65,000 | 210,000 | 393,000 | 540,000 |
| Net income | 409,000 | 1,056,000 | 1,826,000 | 2,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,885,000 | 31,533,000 | 32,302,000 | 32,131,000 |