Call reports 2019
BANK OF YAZOO CITY — 2019
What BANK OF YAZOO CITY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 262,335,000 | 249,507,000 | 240,848,000 | 239,217,000 |
| Total loans | 133,615,000 | 135,680,000 | 132,268,000 | 129,754,000 |
| Allowance for loan losses | 2,095,000 | 2,054,000 | 1,873,000 | 1,248,000 |
| Securities available for sale | 92,084,000 | 91,774,000 | 80,758,000 | 80,636,000 |
| Securities held to maturity | 1,081,000 | 1,081,000 | 826,000 | 2,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,558,000 | 216,451,000 | 210,215,000 | 207,983,000 |
| Interest-bearing deposits | 177,189,000 | 169,832,000 | 163,140,000 | 160,197,000 |
| Noninterest-bearing deposits | 49,369,000 | 46,619,000 | 47,075,000 | 47,786,000 |
| Equity capital | 26,574,000 | 27,768,000 | 28,496,000 | 28,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,255,000 | 4,566,000 | 6,855,000 | 9,063,000 |
| Interest expense | 352,000 | 714,000 | 1,062,000 | 1,350,000 |
| Net interest income | 1,903,000 | 3,852,000 | 5,793,000 | 7,713,000 |
| Noninterest income | 461,000 | 929,000 | 1,414,000 | 1,844,000 |
| Noninterest expense | 1,671,000 | 3,394,000 | 5,063,000 | 6,793,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 693,000 | 1,387,000 | 2,144,000 | 2,770,000 |
| Income tax | 127,000 | 255,000 | 398,000 | 514,000 |
| Net income | 566,000 | 1,132,000 | 1,746,000 | 2,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,515,000 | 29,081,000 | 29,695,000 | 29,267,000 |
| Total capital | 30,501,000 | 31,075,000 | 31,568,000 | 30,515,000 |
| Risk-weighted assets | 158,771,000 | 159,477,000 | 154,569,000 | 153,955,000 |