Call reports 2018
BANK OF YAZOO CITY — 2018
What BANK OF YAZOO CITY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 254,370,000 | 251,889,000 | 250,692,000 | 249,316,000 |
| Total loans | 129,839,000 | 134,582,000 | 136,885,000 | 139,263,000 |
| Allowance for loan losses | 2,148,000 | 2,135,000 | 2,120,000 | 2,108,000 |
| Securities available for sale | 96,733,000 | 94,465,000 | 89,794,000 | 87,054,000 |
| Securities held to maturity | 1,341,000 | 1,341,000 | 1,081,000 | 1,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,783,000 | 216,351,000 | 205,361,000 | 203,682,000 |
| Interest-bearing deposits | 183,069,000 | 172,770,000 | 162,232,000 | 159,663,000 |
| Noninterest-bearing deposits | 44,714,000 | 43,581,000 | 43,129,000 | 44,019,000 |
| Equity capital | 24,553,000 | 25,382,000 | 25,799,000 | 25,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,214,000 | 6,436,000 | 8,701,000 |
| Interest expense | 185,000 | 418,000 | 724,000 | 1,141,000 |
| Net interest income | 1,866,000 | 3,796,000 | 5,712,000 | 7,560,000 |
| Noninterest income | 437,000 | 869,000 | 1,315,000 | 1,780,000 |
| Noninterest expense | 1,555,000 | 3,178,000 | 4,809,000 | 6,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 748,000 | 1,487,000 | 2,218,000 | 2,869,000 |
| Income tax | 135,000 | 195,000 | 330,000 | 458,000 |
| Net income | 613,000 | 1,292,000 | 1,888,000 | 2,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,654,000 | 28,269,000 | 28,865,000 | 27,949,000 |
| Total capital | 29,557,000 | 30,235,000 | 30,865,000 | 29,978,000 |
| Risk-weighted assets | 151,962,000 | 157,144,000 | 159,873,000 | 162,254,000 |