Call reports 2017
BANK OF YAZOO CITY — 2017
What BANK OF YAZOO CITY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 258,710,000 | 261,760,000 | 253,832,000 | 245,993,000 |
| Total loans | 116,135,000 | 123,800,000 | 125,611,000 | 128,478,000 |
| Allowance for loan losses | 2,171,000 | 2,163,000 | 2,154,000 | 2,155,000 |
| Securities available for sale | 116,879,000 | 116,677,000 | 104,752,000 | 97,121,000 |
| Securities held to maturity | 1,601,000 | 1,601,000 | 1,341,000 | 1,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,826,000 | 219,330,000 | 218,846,000 | 216,439,000 |
| Interest-bearing deposits | 183,437,000 | 173,247,000 | 173,361,000 | 170,855,000 |
| Noninterest-bearing deposits | 48,389,000 | 46,083,000 | 45,485,000 | 45,584,000 |
| Equity capital | 24,973,000 | 25,997,000 | 26,405,000 | 24,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,990,000 | 4,045,000 | 6,145,000 | 8,220,000 |
| Interest expense | 139,000 | 297,000 | 495,000 | 672,000 |
| Net interest income | 1,851,000 | 3,748,000 | 5,650,000 | 7,548,000 |
| Noninterest income | 432,000 | 857,000 | 1,297,000 | 1,473,000 |
| Noninterest expense | 1,509,000 | 3,094,000 | 4,721,000 | 6,280,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 774,000 | 1,507,000 | 2,359,000 | 2,944,000 |
| Income tax | 206,000 | 394,000 | 629,000 | 1,111,000 |
| Net income | 568,000 | 1,113,000 | 1,730,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,530,000 | 27,102,000 | 27,741,000 | 27,042,000 |
| Total capital | 28,312,000 | 28,958,000 | 29,612,000 | 28,912,000 |
| Risk-weighted assets | 142,203,000 | 148,166,000 | 149,370,000 | 149,334,000 |