Call reports 2011
BANK OF YAZOO CITY — 2011
What BANK OF YAZOO CITY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 208,666,000 | 203,319,000 | 204,882,000 | 200,984,000 |
| Total loans | 134,107,000 | 137,271,000 | 139,045,000 | 132,259,000 |
| Allowance for loan losses | 2,234,000 | 2,288,000 | 2,214,000 | 2,203,000 |
| Securities available for sale | 44,113,000 | 44,164,000 | 41,106,000 | 41,197,000 |
| Securities held to maturity | 1,594,000 | 1,538,000 | 1,328,000 | 1,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,262,000 | 176,662,000 | 173,864,000 | 178,596,000 |
| Interest-bearing deposits | 154,609,000 | 115,886,000 | 141,071,000 | 144,130,000 |
| Noninterest-bearing deposits | 31,652,000 | 60,775,000 | 32,792,000 | 34,466,000 |
| Equity capital | 18,655,000 | 19,343,000 | 20,140,000 | 18,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,350,000 | 4,738,000 | 7,118,000 | 9,415,000 |
| Interest expense | 433,000 | 810,000 | 1,157,000 | 1,464,000 |
| Net interest income | 1,917,000 | 3,928,000 | 5,961,000 | 7,951,000 |
| Noninterest income | 434,000 | 895,000 | 1,343,000 | 1,802,000 |
| Noninterest expense | 1,720,000 | 3,496,000 | 5,264,000 | 6,971,000 |
| Provision for loan losses | 150,000 | 300,000 | 451,000 | 616,000 |
| Pretax income | 484,000 | 1,053,000 | 1,648,000 | 2,262,000 |
| Income tax | 114,000 | 263,000 | 413,000 | 581,000 |
| Net income | 370,000 | 790,000 | 1,235,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,030,000 | 19,448,000 | 19,895,000 | 19,408,000 |
| Total capital | 20,938,000 | 21,359,000 | 21,817,000 | 21,248,000 |
| Risk-weighted assets | 152,287,000 | 152,506,000 | 153,451,000 | 146,844,000 |