Call reports 2002
BANK OF YAZOO CITY — 2002
What BANK OF YAZOO CITY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,998,000 | 129,775,000 | 129,565,000 | 131,064,000 |
| Total loans | 71,469,000 | 75,470,000 | 76,857,000 | 74,589,000 |
| Allowance for loan losses | 1,173,000 | 1,175,000 | 1,171,000 | 1,190,000 |
| Securities available for sale | 22,468,000 | 26,414,000 | 26,968,000 | 32,383,000 |
| Securities held to maturity | 8,637,000 | 7,531,000 | 5,527,000 | 5,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,373,000 | 112,525,000 | 111,513,000 | 112,774,000 |
| Interest-bearing deposits | 104,982,000 | 101,654,000 | 100,240,000 | 100,153,000 |
| Noninterest-bearing deposits | 10,391,000 | 10,871,000 | 11,273,000 | 12,621,000 |
| Equity capital | 15,036,000 | 15,606,000 | 16,184,000 | 15,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,912,000 | 3,829,000 | 5,765,000 | 7,621,000 |
| Interest expense | 812,000 | 1,555,000 | 2,292,000 | 2,951,000 |
| Net interest income | 1,100,000 | 2,274,000 | 3,473,000 | 4,670,000 |
| Noninterest income | 179,000 | 362,000 | 531,000 | 730,000 |
| Noninterest expense | 794,000 | 1,669,000 | 2,604,000 | 3,603,000 |
| Provision for loan losses | 30,000 | 100,000 | 125,000 | 175,000 |
| Pretax income | 455,000 | 867,000 | 1,275,000 | 1,622,000 |
| Income tax | 83,000 | 154,000 | 180,000 | 306,000 |
| Net income | 372,000 | 713,000 | 1,095,000 | 1,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,841,000 | 15,182,000 | 15,564,000 | 14,976,000 |
| Total capital | 15,967,000 | 16,350,000 | 16,735,000 | 16,128,000 |
| Risk-weighted assets | 90,065,000 | 93,422,000 | 93,680,000 | 92,143,000 |