Call reports 2001
BANK OF YAZOO CITY — 2001
What BANK OF YAZOO CITY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 124,796,000 | 122,132,000 | 121,580,000 | 127,283,000 |
| Total loans | 76,248,000 | 77,352,000 | 78,980,000 | 78,056,000 |
| Allowance for loan losses | 1,199,000 | 1,179,000 | 1,235,000 | 1,143,000 |
| Securities available for sale | 18,238,000 | 16,090,000 | 17,086,000 | 18,916,000 |
| Securities held to maturity | 13,060,000 | 11,540,000 | 10,849,000 | 9,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,868,000 | 105,058,000 | 104,094,000 | 110,662,000 |
| Interest-bearing deposits | 98,645,000 | 95,938,000 | 95,016,000 | 100,005,000 |
| Noninterest-bearing deposits | 10,223,000 | 9,120,000 | 9,078,000 | 10,657,000 |
| Equity capital | 14,488,000 | 14,838,000 | 15,253,000 | 14,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,278,000 | 4,511,000 | 6,690,000 | 8,754,000 |
| Interest expense | 1,211,000 | 2,364,000 | 3,459,000 | 4,390,000 |
| Net interest income | 1,067,000 | 2,147,000 | 3,231,000 | 4,364,000 |
| Noninterest income | 178,000 | 367,000 | 542,000 | 703,000 |
| Noninterest expense | 821,000 | 1,626,000 | 2,424,000 | 3,273,000 |
| Provision for loan losses | 25,000 | 25,000 | 125,000 | 207,000 |
| Pretax income | 399,000 | 863,000 | 1,224,000 | 1,587,000 |
| Income tax | 64,000 | 160,000 | 231,000 | 331,000 |
| Net income | 335,000 | 703,000 | 993,000 | 1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,259,000 | 14,627,000 | 14,917,000 | 14,469,000 |
| Total capital | 15,191,000 | 15,786,000 | 16,095,000 | 15,612,000 |
| Risk-weighted assets | 74,261,000 | 92,131,000 | 94,190,000 | 95,049,000 |