Call reports 2010
CENTRAL JERSEY BANK, NATIONAL ASSOCIATION — 2010
What CENTRAL JERSEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 571,771,000 | 577,998,000 | 590,460,000 |
| Total loans | 370,530,000 | 362,455,000 | 359,960,000 |
| Allowance for loan losses | 9,300,000 | 8,934,000 | 8,939,000 |
| Securities available for sale | 91,365,000 | 109,621,000 | 139,606,000 |
| Securities held to maturity | 37,256,000 | 35,777,000 | 29,168,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 456,120,000 | 464,732,000 | 473,331,000 |
| Interest-bearing deposits | 376,464,000 | 374,780,000 | 389,546,000 |
| Noninterest-bearing deposits | 79,656,000 | 89,952,000 | 83,785,000 |
| Equity capital | 62,505,000 | 64,549,000 | 64,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 6,058,000 | 12,207,000 | 18,239,000 |
| Interest expense | 1,342,000 | 2,617,000 | 3,887,000 |
| Net interest income | 4,716,000 | 9,590,000 | 14,352,000 |
| Noninterest income | 390,000 | 1,465,000 | 2,021,000 |
| Noninterest expense | 4,029,000 | 8,059,000 | 12,386,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,077,000 | 2,996,000 | 3,987,000 |
| Income tax | 307,000 | 1,043,000 | 1,334,000 |
| Net income | 770,000 | 1,953,000 | 2,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 56,508,000 | 58,500,000 | 58,997,000 |
| Total capital | 61,963,000 | 64,094,000 | 64,954,000 |
| Risk-weighted assets | 432,532,000 | 444,157,000 | 473,560,000 |