Call reports 2001
CENTRAL JERSEY BANK, NATIONAL ASSOCIATION — 2001
What CENTRAL JERSEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 90,723,000 | 97,369,000 | 110,997,000 | 118,024,000 |
| Total loans | 49,650,000 | 53,215,000 | 54,985,000 | 62,159,000 |
| Allowance for loan losses | 679,000 | 725,000 | 748,000 | 855,000 |
| Securities available for sale | 6,140,000 | 9,099,000 | 9,040,000 | 12,679,000 |
| Securities held to maturity | 16,203,000 | 15,286,000 | 26,203,000 | 27,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,971,000 | 88,429,000 | 101,752,000 | 108,892,000 |
| Interest-bearing deposits | 68,357,000 | 71,761,000 | 82,940,000 | 91,677,000 |
| Noninterest-bearing deposits | 13,614,000 | 16,668,000 | 18,812,000 | 17,215,000 |
| Equity capital | 8,514,000 | 8,682,000 | 8,977,000 | 8,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,136,000 | 4,806,000 | 6,543,000 |
| Interest expense | 704,000 | 1,369,000 | 2,037,000 | 2,703,000 |
| Net interest income | 846,000 | 1,767,000 | 2,769,000 | 3,840,000 |
| Noninterest income | 114,000 | 226,000 | 323,000 | 439,000 |
| Noninterest expense | 760,000 | 1,617,000 | 2,559,000 | 3,531,000 |
| Provision for loan losses | 29,000 | 75,000 | 98,000 | 211,000 |
| Pretax income | 171,000 | 301,000 | 435,000 | 537,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 171,000 | 301,000 | 435,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,457,000 | 8,587,000 | 8,721,000 | 8,822,000 |
| Total capital | 9,136,000 | 9,312,000 | 9,469,000 | 9,677,000 |
| Risk-weighted assets | 55,704,000 | 66,274,000 | 69,248,000 | 76,030,000 |