Call reports 2026
COMMUNITY FIRST BANKING COMPANY — 2026
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 310,434,000 | 307,347,000 |
| Total loans | 226,017,000 | 236,733,000 |
| Allowance for loan losses | 1,933,000 | 2,081,000 |
| Securities available for sale | 37,474,000 | 36,171,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 265,728,000 | 262,232,000 |
| Interest-bearing deposits | 213,835,000 | 210,791,000 |
| Noninterest-bearing deposits | 51,893,000 | 51,441,000 |
| Equity capital | 27,533,000 | 28,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,019,000 | 8,208,000 |
| Interest expense | 1,428,000 | 2,838,000 |
| Net interest income | 2,591,000 | 5,370,000 |
| Noninterest income | 512,000 | 981,000 |
| Noninterest expense | 1,822,000 | 3,649,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 1,131,000 | 2,207,000 |
| Income tax | 0 | 0 |
| Net income | 1,131,000 | 2,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,857,000 | 32,667,000 |