Call reports 2025
COMMUNITY FIRST BANKING COMPANY — 2025
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 293,328,000 | 300,989,000 | 301,725,000 | 303,229,000 |
| Total loans | 213,370,000 | 218,186,000 | 220,463,000 | 227,652,000 |
| Allowance for loan losses | 1,822,000 | 1,854,000 | 1,918,000 | 1,907,000 |
| Securities available for sale | 40,742,000 | 39,943,000 | 40,090,000 | 38,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,789,000 | 258,809,000 | 257,412,000 | 257,835,000 |
| Interest-bearing deposits | 203,203,000 | 208,976,000 | 210,336,000 | 210,813,000 |
| Noninterest-bearing deposits | 48,586,000 | 49,833,000 | 47,076,000 | 47,022,000 |
| Equity capital | 24,433,000 | 25,230,000 | 27,281,000 | 28,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,679,000 | 7,579,000 | 11,575,000 | 15,611,000 |
| Interest expense | 1,477,000 | 3,014,000 | 4,554,000 | 6,022,000 |
| Net interest income | 2,202,000 | 4,565,000 | 7,021,000 | 9,589,000 |
| Noninterest income | 433,000 | 874,000 | 1,332,000 | 1,826,000 |
| Noninterest expense | 1,677,000 | 3,431,000 | 5,167,000 | 6,859,000 |
| Provision for loan losses | 0 | 50,000 | 110,000 | 200,000 |
| Pretax income | 958,000 | 1,958,000 | 3,076,000 | 4,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 958,000 | 1,958,000 | 3,076,000 | 4,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,120,000 | 30,851,000 | 31,697,000 | 32,641,000 |