Call reports 2024
COMMUNITY FIRST BANKING COMPANY — 2024
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 267,208,000 | 269,058,000 | 276,767,000 | 286,806,000 |
| Total loans | 190,772,000 | 199,831,000 | 207,353,000 | 209,930,000 |
| Allowance for loan losses | 1,877,000 | 1,869,000 | 1,936,000 | 2,031,000 |
| Securities available for sale | 45,721,000 | 44,811,000 | 44,777,000 | 41,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,869,000 | 229,190,000 | 234,494,000 | 245,416,000 |
| Interest-bearing deposits | 177,787,000 | 183,477,000 | 187,247,000 | 199,661,000 |
| Noninterest-bearing deposits | 65,082,000 | 45,713,000 | 47,247,000 | 45,755,000 |
| Equity capital | 22,220,000 | 22,937,000 | 25,183,000 | 24,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,182,000 | 6,565,000 | 10,046,000 | 13,759,000 |
| Interest expense | 1,319,000 | 2,699,000 | 4,111,000 | 5,642,000 |
| Net interest income | 1,863,000 | 3,866,000 | 5,935,000 | 8,117,000 |
| Noninterest income | 407,000 | 807,000 | 1,230,000 | 1,671,000 |
| Noninterest expense | 1,584,000 | 3,254,000 | 4,891,000 | 6,479,000 |
| Provision for loan losses | 48,000 | 48,000 | 114,000 | 210,000 |
| Pretax income | 633,000 | 1,366,000 | 2,152,000 | 3,092,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 633,000 | 1,366,000 | 2,152,000 | 3,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,895,000 | 29,359,000 | 29,874,000 | 30,458,000 |