Call reports 2023
COMMUNITY FIRST BANKING COMPANY — 2023
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 257,980,000 | 263,474,000 | 262,464,000 | 258,646,000 |
| Total loans | 179,904,000 | 186,096,000 | 184,180,000 | 186,689,000 |
| Allowance for loan losses | 1,600,000 | 1,598,000 | 1,696,000 | 1,839,000 |
| Securities available for sale | 52,138,000 | 50,329,000 | 47,985,000 | 47,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,976,000 | 234,571,000 | 234,180,000 | 228,610,000 |
| Interest-bearing deposits | 207,380,000 | 206,436,000 | 206,674,000 | 171,609,000 |
| Noninterest-bearing deposits | 26,596,000 | 28,135,000 | 27,506,000 | 57,001,000 |
| Equity capital | 22,017,000 | 22,148,000 | 21,321,000 | 23,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,517,000 | 8,487,000 | 11,558,000 |
| Interest expense | 762,000 | 1,624,000 | 2,693,000 | 3,886,000 |
| Net interest income | 1,893,000 | 3,893,000 | 5,794,000 | 7,672,000 |
| Noninterest income | 436,000 | 846,000 | 1,258,000 | 1,693,000 |
| Noninterest expense | 1,535,000 | 3,039,000 | 4,553,000 | 6,150,000 |
| Provision for loan losses | 0 | 0 | 110,000 | 254,000 |
| Pretax income | 794,000 | 1,700,000 | 2,327,000 | 2,883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 794,000 | 1,700,000 | 2,327,000 | 2,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,015,000 | 28,681,000 | 29,069,000 | 29,282,000 |