Call reports 2022
COMMUNITY FIRST BANKING COMPANY — 2022
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 268,471,000 | 266,248,000 | 254,254,000 | 258,240,000 |
| Total loans | 157,697,000 | 166,239,000 | 172,935,000 | 175,217,000 |
| Allowance for loan losses | 1,738,000 | 1,742,000 | 1,739,000 | 1,743,000 |
| Securities available for sale | 55,849,000 | 51,104,000 | 56,184,000 | 53,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,293,000 | 241,155,000 | 231,814,000 | 226,823,000 |
| Interest-bearing deposits | 209,922,000 | 212,861,000 | 202,315,000 | 198,907,000 |
| Noninterest-bearing deposits | 30,371,000 | 28,294,000 | 29,499,000 | 27,916,000 |
| Equity capital | 23,755,000 | 20,961,000 | 21,150,000 | 22,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,181,000 | 4,380,000 | 6,762,000 | 9,253,000 |
| Interest expense | 206,000 | 439,000 | 764,000 | 1,205,000 |
| Net interest income | 1,975,000 | 3,941,000 | 5,998,000 | 8,048,000 |
| Noninterest income | 390,000 | 784,000 | 1,179,000 | 1,605,000 |
| Noninterest expense | 1,397,000 | 2,810,000 | 4,249,000 | 5,819,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 948,000 | 1,895,000 | 2,908,000 | 3,814,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 948,000 | 1,895,000 | 2,908,000 | 3,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,332,000 | 26,959,000 | 27,647,000 | 28,234,000 |