Call reports 2021
COMMUNITY FIRST BANKING COMPANY — 2021
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 255,025,000 | 248,964,000 | 256,619,000 | 261,450,000 |
| Total loans | 151,640,000 | 152,908,000 | 153,486,000 | 157,187,000 |
| Allowance for loan losses | 1,661,000 | 1,680,000 | 1,688,000 | 1,704,000 |
| Securities available for sale | 53,677,000 | 61,311,000 | 59,049,000 | 59,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,734,000 | 218,965,000 | 225,584,000 | 230,821,000 |
| Interest-bearing deposits | 197,704,000 | 191,780,000 | 198,107,000 | 203,027,000 |
| Noninterest-bearing deposits | 28,030,000 | 27,185,000 | 27,477,000 | 27,794,000 |
| Equity capital | 24,938,000 | 25,868,000 | 26,813,000 | 26,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,394,000 | 6,777,000 | 8,800,000 |
| Interest expense | 259,000 | 501,000 | 722,000 | 943,000 |
| Net interest income | 1,865,000 | 3,893,000 | 6,055,000 | 7,857,000 |
| Noninterest income | 343,000 | 699,000 | 1,100,000 | 1,500,000 |
| Noninterest expense | 1,306,000 | 2,684,000 | 4,014,000 | 5,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 902,000 | 1,908,000 | 3,141,000 | 3,977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 902,000 | 1,908,000 | 3,141,000 | 3,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,285,000 | 25,086,000 | 26,000,000 | 26,453,000 |