Call reports 2020
COMMUNITY FIRST BANKING COMPANY — 2020
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 198,934,000 | 226,142,000 | 228,256,000 | 237,820,000 |
| Total loans | 136,218,000 | 146,836,000 | 146,489,000 | 146,796,000 |
| Allowance for loan losses | 1,608,000 | 1,656,000 | 1,680,000 | 1,644,000 |
| Securities available for sale | 41,321,000 | 46,492,000 | 46,669,000 | 56,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,802,000 | 197,364,000 | 198,799,000 | 208,028,000 |
| Interest-bearing deposits | 153,447,000 | 172,737,000 | 175,181,000 | 180,197,000 |
| Noninterest-bearing deposits | 18,355,000 | 24,627,000 | 23,618,000 | 27,831,000 |
| Equity capital | 22,875,000 | 24,754,000 | 25,368,000 | 25,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,060,000 | 6,086,000 | 8,203,000 |
| Interest expense | 389,000 | 724,000 | 1,047,000 | 1,345,000 |
| Net interest income | 1,654,000 | 3,336,000 | 5,039,000 | 6,858,000 |
| Noninterest income | 327,000 | 644,000 | 965,000 | 1,504,000 |
| Noninterest expense | 1,265,000 | 2,517,000 | 3,758,000 | 5,205,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 70,000 |
| Pretax income | 716,000 | 1,533,000 | 2,286,000 | 3,187,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 716,000 | 1,533,000 | 2,286,000 | 3,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,832,000 | 23,345,000 | 23,795,000 | 24,393,000 |