Call reports 2019
COMMUNITY FIRST BANKING COMPANY — 2019
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 193,045,000 | 200,227,000 | 190,591,000 | 192,799,000 |
| Total loans | 131,352,000 | 128,986,000 | 130,780,000 | 132,286,000 |
| Allowance for loan losses | 1,695,000 | 1,698,000 | 1,398,000 | 1,604,000 |
| Securities available for sale | 35,675,000 | 39,885,000 | 42,237,000 | 41,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,760,000 | 176,348,000 | 166,186,000 | 164,950,000 |
| Interest-bearing deposits | 152,041,000 | 153,424,000 | 146,740,000 | 144,963,000 |
| Noninterest-bearing deposits | 17,719,000 | 22,924,000 | 19,446,000 | 19,987,000 |
| Equity capital | 22,096,000 | 22,910,000 | 23,382,000 | 23,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 4,053,000 | 6,070,000 | 8,084,000 |
| Interest expense | 419,000 | 865,000 | 1,290,000 | 1,676,000 |
| Net interest income | 1,560,000 | 3,188,000 | 4,780,000 | 6,408,000 |
| Noninterest income | 331,000 | 678,000 | 1,012,000 | 1,360,000 |
| Noninterest expense | 1,209,000 | 2,462,000 | 3,679,000 | 4,971,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 682,000 | 1,409,000 | 2,127,000 | 2,803,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,409,000 | 2,127,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,889,000 | 22,326,000 | 22,749,000 | 23,130,000 |
| Total capital | 23,584,000 | 24,024,000 | 24,147,000 | 24,734,000 |
| Risk-weighted assets | 142,327,000 | 144,391,000 | 136,343,000 | 137,742,000 |