Call reports 2018
COMMUNITY FIRST BANKING COMPANY — 2018
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 182,737,000 | 179,498,000 | 177,416,000 | 179,193,000 |
| Total loans | 128,508,000 | 124,748,000 | 127,590,000 | 128,390,000 |
| Allowance for loan losses | 1,596,000 | 1,678,000 | 1,689,000 | 1,694,000 |
| Securities available for sale | 33,259,000 | 37,351,000 | 36,313,000 | 36,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,674,000 | 157,264,000 | 150,222,000 | 154,663,000 |
| Interest-bearing deposits | 140,273,000 | 137,998,000 | 130,915,000 | 137,602,000 |
| Noninterest-bearing deposits | 20,401,000 | 19,266,000 | 19,307,000 | 17,061,000 |
| Equity capital | 21,024,000 | 21,400,000 | 21,589,000 | 21,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,654,000 | 5,504,000 | 7,382,000 |
| Interest expense | 205,000 | 428,000 | 662,000 | 986,000 |
| Net interest income | 1,595,000 | 3,226,000 | 4,842,000 | 6,396,000 |
| Noninterest income | 307,000 | 654,000 | 1,004,000 | 1,359,000 |
| Noninterest expense | 1,248,000 | 2,467,000 | 3,685,000 | 4,916,000 |
| Provision for loan losses | 125,000 | 205,000 | 225,000 | 225,000 |
| Pretax income | 548,000 | 1,227,000 | 1,953,000 | 2,631,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 548,000 | 1,227,000 | 1,953,000 | 2,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,218,000 | 21,610,000 | 22,050,000 | 22,148,000 |
| Total capital | 22,814,000 | 23,288,000 | 23,739,000 | 23,842,000 |
| Risk-weighted assets | 137,200,000 | 134,946,000 | 137,315,000 | 138,790,000 |