Call reports 2017
COMMUNITY FIRST BANKING COMPANY — 2017
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,443,000 | 175,369,000 | 174,589,000 | 177,440,000 |
| Total loans | 121,974,000 | 121,434,000 | 123,407,000 | 127,761,000 |
| Allowance for loan losses | 1,428,000 | 1,484,000 | 1,510,000 | 1,466,000 |
| Securities available for sale | 30,624,000 | 32,494,000 | 34,371,000 | 34,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,174,000 | 152,600,000 | 151,419,000 | 149,761,000 |
| Interest-bearing deposits | 132,801,000 | 133,123,000 | 131,687,000 | 131,170,000 |
| Noninterest-bearing deposits | 17,373,000 | 19,477,000 | 19,732,000 | 18,591,000 |
| Equity capital | 21,362,000 | 22,075,000 | 22,405,000 | 21,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,402,000 | 5,137,000 | 6,913,000 |
| Interest expense | 155,000 | 322,000 | 476,000 | 651,000 |
| Net interest income | 1,529,000 | 3,080,000 | 4,661,000 | 6,262,000 |
| Noninterest income | 328,000 | 641,000 | 952,000 | 1,286,000 |
| Noninterest expense | 1,174,000 | 2,355,000 | 3,519,000 | 4,803,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 200,000 |
| Pretax income | 623,000 | 1,264,000 | 1,932,000 | 2,563,000 |
| Income tax | 4,000 | 11,000 | 17,000 | 0 |
| Net income | 619,000 | 1,253,000 | 1,915,000 | 2,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,232,000 | 21,573,000 | 21,943,000 | 21,599,000 |
| Total capital | 22,660,000 | 23,057,000 | 23,453,000 | 23,065,000 |
| Risk-weighted assets | 130,032,000 | 129,609,000 | 130,776,000 | 136,675,000 |