Call reports 2013
COMMUNITY FIRST BANKING COMPANY — 2013
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,160,000 | 141,477,000 | 141,989,000 | 144,407,000 |
| Total loans | 105,140,000 | 107,188,000 | 108,215,000 | 110,814,000 |
| Allowance for loan losses | 1,972,000 | 1,914,000 | 1,904,000 | 1,809,000 |
| Securities available for sale | 15,638,000 | 20,319,000 | 21,048,000 | 21,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,869,000 | 125,601,000 | 123,316,000 | 123,578,000 |
| Interest-bearing deposits | 116,199,000 | 111,459,000 | 108,520,000 | 110,835,000 |
| Noninterest-bearing deposits | 17,670,000 | 14,142,000 | 14,796,000 | 12,743,000 |
| Equity capital | 15,511,000 | 15,222,000 | 17,952,000 | 18,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,150,000 | 4,661,000 | 6,304,000 |
| Interest expense | 226,000 | 443,000 | 646,000 | 826,000 |
| Net interest income | 1,370,000 | 2,707,000 | 4,015,000 | 5,478,000 |
| Noninterest income | 269,000 | 544,000 | 813,000 | 1,073,000 |
| Noninterest expense | 985,000 | 2,010,000 | 2,986,000 | 4,044,000 |
| Provision for loan losses | 60,000 | 110,000 | 160,000 | 170,000 |
| Pretax income | 594,000 | 1,131,000 | 1,723,000 | 2,378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 594,000 | 1,131,000 | 1,723,000 | 2,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,018,000 | 15,389,000 | 17,981,000 | 18,636,000 |
| Total capital | 16,322,000 | 16,741,000 | 19,355,000 | 20,047,000 |
| Risk-weighted assets | 103,631,000 | 107,607,000 | 109,390,000 | 112,475,000 |