Call reports 2001
COMMUNITY FIRST BANKING COMPANY — 2001
What COMMUNITY FIRST BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,698,000 | 60,251,000 | 61,597,000 | 64,603,000 |
| Total loans | 42,585,000 | 45,533,000 | 46,101,000 | 44,665,000 |
| Allowance for loan losses | 662,000 | 690,000 | 740,000 | 752,000 |
| Securities available for sale | 9,573,000 | 9,411,000 | 10,085,000 | 10,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,013,000 | 43,584,000 | 44,168,000 | 45,878,000 |
| Interest-bearing deposits | 35,049,000 | 37,416,000 | 37,613,000 | 39,255,000 |
| Noninterest-bearing deposits | 5,964,000 | 6,168,000 | 6,555,000 | 6,623,000 |
| Equity capital | 4,742,000 | 4,893,000 | 5,192,000 | 5,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,153,000 | 3,266,000 | 4,311,000 |
| Interest expense | 576,000 | 1,130,000 | 1,635,000 | 2,058,000 |
| Net interest income | 488,000 | 1,023,000 | 1,631,000 | 2,253,000 |
| Noninterest income | 88,000 | 202,000 | 329,000 | 473,000 |
| Noninterest expense | 426,000 | 858,000 | 1,300,000 | 1,772,000 |
| Provision for loan losses | 49,000 | 98,000 | 149,000 | 164,000 |
| Pretax income | 101,000 | 269,000 | 507,000 | 786,000 |
| Income tax | 12,000 | 40,000 | 103,000 | 204,000 |
| Net income | 89,000 | 229,000 | 404,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,673,000 | 4,813,000 | 4,988,000 | 5,107,000 |
| Total capital | 5,176,000 | 5,379,000 | 5,553,000 | 5,695,000 |
| Risk-weighted assets | 40,403,000 | 45,167,000 | 45,015,000 | 46,859,000 |