Call reports 2008
COLORADO NATIONAL BANK — 2008
What COLORADO NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 142,138,000 | 138,160,000 | 117,100,000 | 123,508,000 |
| Total loans | 80,804,000 | 77,629,000 | 70,756,000 | 62,023,000 |
| Allowance for loan losses | 1,226,000 | 1,539,000 | 2,251,000 | 3,098,000 |
| Securities available for sale | 28,937,000 | 29,755,000 | 29,011,000 | 26,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,785,000 | 90,550,000 | 77,718,000 | 85,150,000 |
| Interest-bearing deposits | 78,134,000 | 67,209,000 | 57,603,000 | 67,497,000 |
| Noninterest-bearing deposits | 22,650,000 | 23,341,000 | 20,115,000 | 17,653,000 |
| Equity capital | 9,732,000 | 9,168,000 | 8,629,000 | 7,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,068,000 | 3,970,000 | 5,795,000 | 7,288,000 |
| Interest expense | 1,018,000 | 2,020,000 | 2,932,000 | 3,869,000 |
| Net interest income | 1,050,000 | 1,950,000 | 2,863,000 | 3,419,000 |
| Noninterest income | 121,000 | 172,000 | 279,000 | 429,000 |
| Noninterest expense | 6,909,000 | 7,843,000 | 8,738,000 | 9,864,000 |
| Provision for loan losses | 290,000 | 610,000 | 1,334,000 | 2,534,000 |
| Pretax income | -6,028,000 | -6,203,000 | -7,350,000 | -9,108,000 |
| Income tax | -43,000 | -132,000 | -516,000 | -559,000 |
| Net income | -5,985,000 | -6,071,000 | -6,834,000 | -8,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,210,000 | 9,312,000 | 8,561,000 | 6,846,000 |
| Total capital | 10,436,000 | 10,545,000 | 9,654,000 | 7,862,000 |
| Risk-weighted assets | 101,533,000 | 98,277,000 | 86,270,000 | 79,163,000 |