Call reports 2006
COLORADO NATIONAL BANK — 2006
What COLORADO NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 114,351,000 | 114,491,000 | 120,833,000 | 123,609,000 |
| Total loans | 55,938,000 | 60,353,000 | 67,281,000 | 68,961,000 |
| Allowance for loan losses | 736,000 | 759,000 | 787,000 | 808,000 |
| Securities available for sale | 33,380,000 | 33,929,000 | 33,540,000 | 32,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,219,000 | 69,596,000 | 75,440,000 | 77,705,000 |
| Interest-bearing deposits | 48,466,000 | 50,824,000 | 47,729,000 | 48,610,000 |
| Noninterest-bearing deposits | 20,753,000 | 18,772,000 | 27,711,000 | 29,095,000 |
| Equity capital | 14,439,000 | 14,132,000 | 14,529,000 | 14,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,107,000 | 4,885,000 | 6,739,000 |
| Interest expense | 572,000 | 1,216,000 | 1,966,000 | 2,778,000 |
| Net interest income | 935,000 | 1,891,000 | 2,919,000 | 3,961,000 |
| Noninterest income | 120,000 | 253,000 | 390,000 | 499,000 |
| Noninterest expense | 872,000 | 1,667,000 | 2,421,000 | 3,184,000 |
| Provision for loan losses | 45,000 | 73,000 | 103,000 | 146,000 |
| Pretax income | 138,000 | 404,000 | 785,000 | 1,137,000 |
| Income tax | 26,000 | 99,000 | 220,000 | 326,000 |
| Net income | 112,000 | 305,000 | 565,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,511,000 | 8,528,000 | 8,612,000 | 8,902,000 |
| Total capital | 9,247,000 | 9,287,000 | 9,399,000 | 9,710,000 |
| Risk-weighted assets | 72,540,000 | 76,509,000 | 84,578,000 | 86,275,000 |