Call reports 2005
COLORADO NATIONAL BANK — 2005
What COLORADO NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 99,754,000 | 101,088,000 | 108,744,000 | 110,147,000 |
| Total loans | 44,346,000 | 46,574,000 | 49,683,000 | 52,476,000 |
| Allowance for loan losses | 573,000 | 597,000 | 644,000 | 700,000 |
| Securities available for sale | 35,081,000 | 34,090,000 | 30,972,000 | 33,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,352,000 | 55,382,000 | 63,184,000 | 64,962,000 |
| Interest-bearing deposits | 36,580,000 | 35,626,000 | 43,963,000 | 46,574,000 |
| Noninterest-bearing deposits | 17,772,000 | 19,756,000 | 19,221,000 | 18,388,000 |
| Equity capital | 14,550,000 | 14,679,000 | 14,607,000 | 14,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,241,000 | 2,551,000 | 3,873,000 | 5,339,000 |
| Interest expense | 419,000 | 859,000 | 1,331,000 | 1,892,000 |
| Net interest income | 822,000 | 1,692,000 | 2,542,000 | 3,447,000 |
| Noninterest income | 116,000 | 243,000 | 374,000 | 501,000 |
| Noninterest expense | 618,000 | 1,274,000 | 2,025,000 | 2,835,000 |
| Provision for loan losses | 0 | 35,000 | 82,000 | 142,000 |
| Pretax income | 320,000 | 626,000 | 809,000 | 971,000 |
| Income tax | 97,000 | 191,000 | 236,000 | 230,000 |
| Net income | 223,000 | 435,000 | 573,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,277,000 | 8,271,000 | 8,333,000 | 8,374,000 |
| Total capital | 8,850,000 | 8,868,000 | 8,977,000 | 9,074,000 |
| Risk-weighted assets | 56,356,000 | 58,697,000 | 63,892,000 | 68,019,000 |