Call reports 2004
COLORADO NATIONAL BANK — 2004
What COLORADO NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 98,218,000 | 98,702,000 | 100,585,000 | 99,901,000 |
| Total loans | 42,362,000 | 40,385,000 | 42,980,000 | 44,635,000 |
| Allowance for loan losses | 537,000 | 529,000 | 528,000 | 577,000 |
| Securities available for sale | 35,849,000 | 36,328,000 | 34,957,000 | 34,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,035,000 | 53,431,000 | 54,729,000 | 54,108,000 |
| Interest-bearing deposits | 36,840,000 | 38,064,000 | 35,750,000 | 35,565,000 |
| Noninterest-bearing deposits | 15,195,000 | 15,367,000 | 18,979,000 | 18,543,000 |
| Equity capital | 15,266,000 | 14,629,000 | 14,968,000 | 14,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,299,000 | 3,469,000 | 4,703,000 |
| Interest expense | 398,000 | 797,000 | 1,200,000 | 1,620,000 |
| Net interest income | 776,000 | 1,502,000 | 2,269,000 | 3,083,000 |
| Noninterest income | 105,000 | 231,000 | 354,000 | 473,000 |
| Noninterest expense | 522,000 | 1,145,000 | 1,902,000 | 2,566,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 61,000 |
| Pretax income | 349,000 | 578,000 | 711,000 | 929,000 |
| Income tax | 109,000 | 187,000 | 229,000 | 226,000 |
| Net income | 240,000 | 391,000 | 482,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,191,000 | 8,165,000 | 8,177,000 | 8,179,000 |
| Total capital | 8,728,000 | 8,694,000 | 8,705,000 | 8,756,000 |
| Risk-weighted assets | 53,404,000 | 53,030,000 | 56,101,000 | 56,907,000 |