Call reports 2003
COLORADO NATIONAL BANK — 2003
What COLORADO NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 106,267,000 | 101,053,000 | 100,160,000 | 98,675,000 |
| Total loans | 37,738,000 | 40,812,000 | 42,558,000 | 42,411,000 |
| Allowance for loan losses | 408,000 | 417,000 | 510,000 | 527,000 |
| Securities available for sale | 47,195,000 | 43,281,000 | 37,749,000 | 37,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,033,000 | 54,712,000 | 54,320,000 | 52,688,000 |
| Interest-bearing deposits | 41,723,000 | 38,347,000 | 38,371,000 | 38,470,000 |
| Noninterest-bearing deposits | 18,310,000 | 16,365,000 | 15,949,000 | 14,218,000 |
| Equity capital | 15,149,000 | 15,325,000 | 14,997,000 | 15,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,410,000 | 3,524,000 | 4,719,000 |
| Interest expense | 485,000 | 925,000 | 1,336,000 | 1,743,000 |
| Net interest income | 771,000 | 1,485,000 | 2,188,000 | 2,976,000 |
| Noninterest income | 93,000 | 158,000 | 296,000 | 394,000 |
| Noninterest expense | 450,000 | 923,000 | 1,418,000 | 1,885,000 |
| Provision for loan losses | 19,000 | 28,000 | 121,000 | 139,000 |
| Pretax income | 395,000 | 692,000 | 945,000 | 1,346,000 |
| Income tax | 145,000 | 244,000 | 286,000 | 412,000 |
| Net income | 250,000 | 448,000 | 659,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,023,000 | 8,045,000 | 8,080,000 | 8,179,000 |
| Total capital | 8,431,000 | 8,462,000 | 8,590,000 | 8,706,000 |
| Risk-weighted assets | 47,166,000 | 48,822,000 | 51,989,000 | 52,075,000 |